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Property Description
Built by Boardman + Company, 212 Garden Street is the rare Cambridge house that gets to say yes to all of it: a real backyard, fenced and planted, with a bluestone patio off the living room; a roof deck up top that looks over the rooftops into trees; private parking on a handsome paver driveway. Inside, the palette is calm and consistent, white oak underfoot and on the stair, cream cabinetry and marble in a kitchen that centers on an island sized for homework and hors d'oeuvres, a pantry with storage to spare, and tall windows that make the living room the place everyone ends up. A proper mudroom takes the boots, the bags, and the rest of it. The second floor is home to three bedrooms and an honest to goodness laundry room (side-by-side machines! room to fold clothes!). The primary has the third floor to itself: a corner bedroom, a walk-in closet, and a bright and crisp ensuite bath with a wet room that holds a soaking tub and double shower. An expansive and sunny roof deck is just across the landing. The lower level has eight-foot ceilings and windows big enough that the family room (with wet bar) and fifth bedroom get daylight, not just a light switch. All electric, heat pumps, ERV. The outdoor space, already plentiful, extends across the street to Danehy Park and St. Peter's Field, and the ever popular, award-winning Universal Design Playground is just around the corner. Garden Street runs straight to Harvard Square; Whole Foods and Trader Joe's are quick; and Fresh Pond's miles of trails are a few blocks off, so the dog wins too.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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