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Property Description
Set within a cheerful yellow Victorian with handsome period details and a wonderful solid wood entry door, 199 Hamilton Street feels distinctly Cambridge: full of character, easy to live in and connected to so much of what makes the city special. Tucked along a quiet residential street in the heart of Cambridgeport, the home pairs the warmth of a classic 19th century residence with a comfortable, inviting interior. High ceilings, beautifully refinished hardwood floors and oversized east facing windows fill the living room, dining room and bedrooms with lovely morning light, while original transom windows and exposed brick speak to the home’s history.The rooms are comfortable and nicely proportioned, with an easy flow from the living room through the dining room to the spacious kitchen. From there, step outside to the shared garden and patio, a welcome extension of the living space for grilling, dinner outside or simply unwinding at the end of the day. Two bedrooms offer flexibility, including an especially generous front bedroom, while a large entry closet provides the kind of storage that is always appreciated in city living.Downstairs, more than 550 square feet of exclusive use basement space adds another layer of practicality. Recently refreshed with a new poured concrete floor, it provides private laundry and remarkable storage, with plenty of room for bikes, seasonal gear and all the things you would rather not have competing for space upstairs.And then there is Cambridgeport itself. Black Sheep Market is just a block away, with the Charles River, neighborhood parks and playgrounds, Whole Foods and Trader Joe’s nearby. Central Square, with its restaurants, shops and Red Line, is close at hand as well. It is a location that makes everyday life remarkably easy while keeping so much of Cambridge within reach.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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